[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.satin.sk\/zakladne-informacie-o-pohladavke\/#Article","mainEntityOfPage":"https:\/\/www.satin.sk\/zakladne-informacie-o-pohladavke\/","headline":"Z\u00e1kladn\u00e9 inform\u00e1cie o poh\u013ead\u00e1vke","name":"Z\u00e1kladn\u00e9 inform\u00e1cie o poh\u013ead\u00e1vke","description":"T\u00e1to zmluva umo\u017e\u0148uje nov\u00e9mu verite\u013eovi vst\u00fapi\u0165 do u\u017e existuj\u00faceho z\u00e1v\u00e4zku namiesto p\u00f4vodn\u00e9ho verite\u013ea. Zmluva mus\u00ed by\u0165 vyhotoven\u00e1 v p\u00edsomnej forme. Podstatn\u00fdmi n\u00e1le\u017eitos\u0165ami zmluvy s\u00fa identifik\u00e1cia zmluvn\u00fdch str\u00e1n, identifik\u00e1cia dl\u017en\u00edka, \u0161pecifik\u00e1cia poh\u013ead\u00e1vky, z\u00e1v\u00e4zok postupcu post\u00fapi\u0165 poh\u013ead\u00e1vku na postupn\u00edka a z\u00e1v\u00e4zok postupn\u00edka prija\u0165 poh\u013ead\u00e1vku od postupcu. Na platnos\u0165 zmluvy o post\u00fapen\u00ed poh\u013ead\u00e1vky Ezmluva.sk nie je potrebn\u00fd s\u00fahlas dl\u017en\u00edka. Kto je to verite\u013e?
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Continue reading \"Z\u00e1kladn\u00e9 inform\u00e1cie o poh\u013ead\u00e1vke\"<\/span> <\/i> <\/a> <\/div>","datePublished":"2024-09-08","dateModified":"2024-09-08","author":{"@type":"Person","@id":"https:\/\/www.satin.sk\/author\/#Person","name":"","url":"https:\/\/www.satin.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"satin.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.satin.sk\/wp-content\/uploads\/laptop-3196481_640_10_2.jpg","url":"https:\/\/www.satin.sk\/wp-content\/uploads\/laptop-3196481_640_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.satin.sk\/zakladne-informacie-o-pohladavke\/","about":["Podnikanie"],"wordCount":432,"articleBody":" T\u00e1to zmluva umo\u017e\u0148uje nov\u00e9mu verite\u013eovi vst\u00fapi\u0165 do u\u017e existuj\u00faceho z\u00e1v\u00e4zku namiesto p\u00f4vodn\u00e9ho verite\u013ea. Zmluva mus\u00ed by\u0165 vyhotoven\u00e1 v p\u00edsomnej forme. Podstatn\u00fdmi n\u00e1le\u017eitos\u0165ami zmluvy s\u00fa identifik\u00e1cia zmluvn\u00fdch str\u00e1n, identifik\u00e1cia dl\u017en\u00edka, \u0161pecifik\u00e1cia poh\u013ead\u00e1vky, z\u00e1v\u00e4zok postupcu post\u00fapi\u0165 poh\u013ead\u00e1vku na postupn\u00edka a z\u00e1v\u00e4zok postupn\u00edka prija\u0165 poh\u013ead\u00e1vku od postupcu. Na platnos\u0165 zmluvy o post\u00fapen\u00ed poh\u013ead\u00e1vky Ezmluva.sk nie je potrebn\u00fd s\u00fahlas dl\u017en\u00edka. Kto je to verite\u013e? Verite\u013e alebo kreditor je fyzick\u00e1 alebo pr\u00e1vnick\u00e1 osoba, ktor\u00e1 m\u00e1 poh\u013ead\u00e1vku. Jednoducho povedan\u00e9 verite\u013e m\u00f4\u017ee by\u0165 banka, ktor\u00e1 v\u00e1m poskytuje \u00faver alebo hypot\u00e9ku a vy sa st\u00e1vate dl\u017en\u00edkom vo\u010di banke. Kto je to dl\u017en\u00edk? Dl\u017en\u00edkom m\u00f4\u017ee by\u0165 pr\u00e1vnick\u00e1 alebo fyzick\u00e1 osoba, ktor\u00e1 je v priamo vz\u0165ahu s verite\u013eom. Teda je to osoba ktor\u00e1 sa podpisom zmluvy zavia\u017ee vr\u00e1ti\u0165 vypo\u017ei\u010dan\u00e9 peniaze spolu s \u00farokmi vo vopred dohodnutom \u010dase. V pr\u00edpade bankov\u00fdch \u00faverov je dl\u017en\u00edk ten, komu banka poskytla financie. \u010co je to poh\u013ead\u00e1vka? Je to nie\u010do \u010do ako dl\u017en\u00edk mus\u00edte vr\u00e1ti\u0165 verite\u013eovi. Napr\u00edklad p\u00f4jdete do banky \u017eiada\u0165 o \u00faver. Vy sa budete nach\u00e1dza\u0165 v poz\u00edci\u00ed dl\u017en\u00edka a banka v poz\u00edci\u00ed verite\u013ea a poh\u013ead\u00e1vku tvor\u00ed \u00faver. POHLADAVKY Z OBCHODN\u00c9HO TYPU Toto je najbe\u017enej\u0161ia poh\u013ead\u00e1vka, vznikaj\u00fa pri predaji tovaru a slu\u017eieb a zv\u00e4\u010d\u0161a ide o kr\u00e1tkodob\u00e9 poh\u013ead\u00e1vky. Tu vznik\u00e1 poh\u013ead\u00e1vka medzi spotrebite\u013eom a dod\u00e1vate\u013eom. Napr\u00edklad tu patr\u00ed nezaplaten\u00e9 \u00fa\u010dty za elektrinu, vodu, telef\u00f3nne slu\u017eby alebo nezaplaten\u00e9 spl\u00e1tky \u00faverov. BANKOV\u00c1 POHLAD\u00c1VKA Bankov\u00e9 poh\u013ead\u00e1vky tvoria \u00favery, hypot\u00e9ky, kreditn\u00e9 karty, \u00faroky a poplatky za prev\u00e1dzkovanie \u00fa\u010dtov. S\u00daDNA POHLAD\u00c1VKA S\u00fadne poh\u013ead\u00e1vky zahr\u0148uje Z\u00e1kon o spr\u00e1ve a vym\u00e1han\u00ed s\u00fadnych poh\u013ead\u00e1vok. Ide o poh\u013ead\u00e1vky, ktor\u00e9 vych\u00e1dzaj\u00fa z \u010dinnosti s\u00fadov vo\u010di \u00fa\u010dastn\u00edkom s\u00fadneho konania. \u0160T\u00c1TNA POHLAD\u00c1VKA Aj \u0161t\u00e1t m\u00e1 svoje poh\u013ead\u00e1vky. No v tomto pr\u00edpade sa verite\u013eom st\u00e1va \u0161t\u00e1t. Uzatv\u00e1ra\u0165 m\u00f4\u017ee verejn\u00e9 poh\u013ead\u00e1vky, ktor\u00e9 vznikli rozhodnut\u00edm \u0161t\u00e1tnych org\u00e1nov alebo s\u00fakromn\u00e9 poh\u013ead\u00e1vky. 4.4\/5 - (14 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1kladn\u00e9 inform\u00e1cie o poh\u013ead\u00e1vke","item":"https:\/\/www.satin.sk\/zakladne-informacie-o-pohladavke\/#breadcrumbitem"}]}]